Written answers

Tuesday, 4 March 2025

Department of Housing, Planning, and Local Government

Departmental Investigations

Photo of Cormac DevlinCormac Devlin (Dún Laoghaire, Fianna Fail)
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437. To ask the Minister for Housing, Planning, and Local Government to examine the case of a person (details supplied); if he will ask officials to investigate the issue; and if he will make a statement on the matter. [9210/25]

Photo of James BrowneJames Browne (Wexford, Fianna Fail)
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The Mortgage to Rent (MTR) scheme introduced in 2012 is targeted at those households in mortgage arrears who have had their mortgage position deemed unsustainable by their lender under the Mortgage Arrears Resolution Process. In order for a borrower to qualify for the MTR scheme, the mortgage, property and household must meet detailed eligibility criteria, including being eligible for social housing support. In addition, the MTR process has to be carefully implemented with so many parties involved, including the homeowner, the lender, the relevant local authority and the Approved Housing Body or Private Company willing to acquire the property to enable the borrower to remain in their home as a social housing tenant.

While I am not in a position to comment on any particular case, as part of the normal administration of the scheme, the Housing Agency, which administers the scheme on my Department's behalf, must ensure that all the criteria underpinning the scheme are complied with in each case.

In light of specifics of this particular matter, my Department will review and revert directly to you in due course.

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