Written answers
Tuesday, 25 February 2025
Department of Housing, Planning, and Local Government
Housing Policy
Seán Ó Fearghaíl (Kildare South, Fianna Fail)
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530. To ask the Minister for Housing, Planning, and Local Government if he will address the concerns raised in correspondence (details supplied); if he plans to support first-time buyers of second-hand properties; and if he will make a statement on the matter. [7664/25]
James Browne (Wexford, Fianna Fail)
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The Government is acutely aware of the housing challenges faced by many sectors of society. Housing for All, Ireland's housing plan to 2030, is the most ambitious and comprehensive housing plan in the history of the State. The Plan contains a suite of actions that have and continue to increase the provision of housing through accelerating supply and increasing the affordability of homes for our citizens.
Under the Programme for Government published in January 2025, the Government committed to introduce a new, all of government, national housing plan to follow Housing for All. My Department is currently examining that commitment, its implementation and the potential timeframe. While work is being undertaken to progress a new plan which will build on progress to date, the measures detailed in Housing for All will continue to be progressed to accelerate and increase delivery of secure and affordable housing.
A list of affordable housing supports in place is available at the following link: www.gov.ie/en/campaigns/0d279-doors-open/. This includes information on schemes that may be used to purchase second hand homes such as:
* Local Authority Home Loan
* Local Authority Purchase and Renovation Loan
* Vacant Property Refurbishment Grant
The Programme for Government states it will work with the Banks to expand the First Home Scheme to first time buyers of second-hand homes.
The First Home Scheme, which launched in July 2022, is a shared equity scheme designed to help bridge the gap between a purchaser’s deposit and mortgage, and the price of their new home, for eligible first-time buyers, Fresh Start applicants and those who wish to build their first home, within regional price ceilings.
The First Home Scheme Designated Activity Company is responsible for the operation and management of the First Home Scheme on behalf of its shareholders - the State, Allied Irish Bank, Bank of Ireland and Permanent TSB.
The commitment in the Programme for Government is being examined by my Department and I have requested the First Home Scheme to undertake the required analytical and technical work to examine the potential for such an expansion as soon as possible.
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