Michael McGrath (Cork South Central, Fianna Fail)
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232. To ask the Minister for Housing, Planning, and Local Government if, under the Rebuilding Ireland home loan scheme, the underwriter can take account of an imminent pay rise that an applicant is due to receive as a public servant on a pay scale; and if he will make a statement on the matter. [24656/19]

Eoghan Murphy (Dublin Bay South, Fine Gael)
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The Housing Agency provides a central support service that assesses applications for the Rebuilding Ireland Home Loan on behalf of local authorities and makes recommendations to the authorities to approve or refuse applications. 

Ideally, applicants should provide at least one payslip demonstrating any recent pay increases. However, in circumstances where a pay increase is imminent (within 30 days), the increase could be taken into account by the underwriter on the basis of the quality of evidence provided.

Each local authority must have in place a credit committee and it is a matter for the committee to make the decision on applications for loans, in accordance with the regulations, having regard to the recommendations made by the Housing Agency.