Seanad debates

Tuesday, 18 February 2014

2:35 pm

Photo of Ivana BacikIvana Bacik (Independent)
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The Order of Business is No. 1, Road Traffic (No. 2) Bill 2013 - Report and Final Stages, to be taken at 3.45 p.m. and to conclude not later than 5.30 p.m., if not previously concluded; and No. 47, motion 8, to be taken at 5.30 p.m. and to conclude not later than 7 p.m., with the contribution of the proposing Senator not to exceed ten minutes, the contributions of the seconder and all other Senators not to exceed six minutes, and a Minister or Minister of State to be called upon to reply to the debate not later than 6.45 p.m.

Photo of Darragh O'BrienDarragh O'Brien (Fianna Fail)
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Perhaps the Deputy Leader would update me on progress in relation to my request that the Minister for Finance, Deputy Noonan, come to the House for a debate on what the Government has termed "the local property tax", none of which tax collected in 2014 will go to the local authorities. It is important we have this debate and that the Minister, Deputy Noonan, would explain why this is the case.

The legislation introducing the proposed statutory code of practice in respect of fair pricing for the horticultural and dairy sector has been on the A list for five different sessions. As everybody knows, people in the horticultural and dairy sectors are being squeezed by the multiples and supermarkets. In Britain, there is a statutory code of practice to ensure fair pricing as much as possible for this industry. I wonder why the Minister of State, Deputy Tom Hayes, informed a group in north Dublin recently that the Minister, Deputy Bruton, was preparing legislation in relation to a code of conduct for this area when the relevant legislation has been listed on the A list five times but has not yet come before either House. I would welcome if the Deputy Leader could follow up on the matter and inform the Whip that we are ready to initiate the Bill here.

I would also welcome the Government's view on the sale of 13,000 mortgages by former Irish Nationwide which are held by the former IBRC and its view on the statement by the Minister for Finance, Deputy Noonan, that should these mortgages be sold to an entity outside this State, which is more than likely, they will be covered by the diluted code of conduct of mortgage arrears, even though it is insufficient following the changes made to it last year. I have been contacted by a number of people who are very concerned about who will purchase this mortgage book and, if it is purchased outside this State, whether they will be covered by the code of conduct on mortgage arrears. The statement by the Minister that he would expect that such purchaser would follow due procedure is wholly insufficient. I remind members that this loan book of former Irish Nationwide contains a high number of residential mortgages in arrears, the holders of which need the protection of what remains of the code of conduct on mortgage arrears. I am particularly interested in hearing at what discount it is proposed to sell this loan book. If it is proposed to sell it at a 50% discount, which I am hearing is about correct for those mortgages in arrears, why has IBRC or the entity that was IBRC not offered discounts and restructuring on these mortgages?

The Government is going to sell these to a vulture fund at a 50% discount. Would it not be preferable to offer the mortgagees, those who hold the mortgages, a discount to restructure those mortgages instead of the State selling off a loan book to try to make profit for the State? The Government is leaving these people in hock and without any protection should it be sold to any entity outside the State. I take it that AIB and Bank of Ireland will not buy this loan book. Who will buy it?

Why has the Government not instructed IBRC to restructure these mortgages properly if they are to be sold at 50% of their value? This is a really serious issue. Some 13,000 mortgage holders will be sold down the river by the Government. Has the Department of Finance looked at restructuring these mortgages and asked IBRC to give these people a discount of 40%? Instead it will be sold off to venture capitalists and other mortgage companies. This will result in a higher proportion of mortgage arrears not covered under the code of conduct for mortgage arrears. An institution buying the loan book at a discount of 50% can repossess a house and if it gets 60% of the loan value, it will make a profit.

The issue deserves a specific debate in this House. Deputy Michael McGrath has introduced legislation into the Dáil-----

2:45 pm

Photo of Paddy BurkePaddy Burke (Fine Gael)
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The Senator is way over time.

Photo of Darragh O'BrienDarragh O'Brien (Fianna Fail)
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-----to ensure these people are at the very least covered by the code of conduct on mortgage arrears. It is a very serious issue and needs to be addressed. Anyone who cares about those who are in mortgage difficulties would support me in calling on the Government to instruct IBRC not to proceed with this sale and offer those discounts to the people in mortgage arrears.

Photo of Paul CoghlanPaul Coghlan (Fine Gael)
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I believe Senator Darragh O'Brien is a little loose with language in that we all know that IBRC is in liquidation.

Photo of Darragh O'BrienDarragh O'Brien (Fianna Fail)
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I know that.

Photo of Paul CoghlanPaul Coghlan (Fine Gael)
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These matters are not matters for Government, but matters for the liquidator.

Photo of Darragh O'BrienDarragh O'Brien (Fianna Fail)
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The Government is washing its hands of it.

Photo of Paul CoghlanPaul Coghlan (Fine Gael)
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I am not sure if anyone can issue instructions. We must operate at all times within the law. In talking about vulture funds and all the rest of it, the Senator's guess may be as good as anyone else's.

Photo of Darragh O'BrienDarragh O'Brien (Fianna Fail)
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The Senator knows it will not be Bank of Ireland or AIB.

Photo of Paul CoghlanPaul Coghlan (Fine Gael)
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All it is, with respect, is a guess.

Photo of Darragh O'BrienDarragh O'Brien (Fianna Fail)
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Why not offer the discount to the mortgage holders?

Photo of Paul CoghlanPaul Coghlan (Fine Gael)
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On a different matter, it is good to note that NAMA-----

Photo of Darragh O'BrienDarragh O'Brien (Fianna Fail)
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I will be talking to its representatives tomorrow, so the Senator should be careful.

Photo of Paddy BurkePaddy Burke (Fine Gael)
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Senator Paul Coghlan, without interruption.

Photo of Paul CoghlanPaul Coghlan (Fine Gael)
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We will talk about that tomorrow. It is good to note that NAMA is making such good progress in regard to the separate matter of the sale of its loan portfolio of approximately €2 billion. It is very much in the interest of the taxpayers that progress is made on these matters.

Travelling here this morning, I was as horrified as anyone to hear all the chat on the radio about that other charity, Rehab. If any charity is in receipt of State funding, everything to do with salaries and other expenses should be totally transparent. I hope we are all agreed on that. We have had enough difficulty with the CRC and perhaps some others. This is doing untold damage to all charities. The sooner all charities are required to be totally transparent - by law if necessary - the better.

Photo of Katherine ZapponeKatherine Zappone (Independent)
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I believe Senator Darragh O'Brien made quite a reasonable proposal and I hope the Government or the liquidators might consider it.

I commend the participants in and the makers of the "Somebody to Love" documentary screened on RTE 1 last evening. As we make laws on these issues, if anyone did not get a chance to view it, I would highly recommend that they do. The programme dealt sensitively with the issues of love and intimacy between people with disabilities, and the prejudices and legal barriers they face. Section 5 of the Criminal Law (Sexual Offences) Act 1993 outlaws sexual acts for people with an intellectual disability unless they are married. The provision was designed to act as a protection against exploitation but it is now outdated and inappropriate, and must be removed. It is a cruel and restrictive hangover from a different time.

Soon we will discuss the Assisted Decision-Making (Capacity) Bill and reviewing this provision of the Criminal Law Act would be a timely accompaniment. Fergus Finlay has an excellent article in the Irish Examinertoday. He reminds us that the Law Reform Commission has published detailed proposals to reform the law to reflect the adult rights of people who have intellectual disabilities. Will the Leader indicate whether we could have a debate on the Law Reform Commission proposals with a view towards revising the Act?

2:55 pm

Photo of David NorrisDavid Norris (Independent)
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I have received notification asking me to sign a petition to the Taoiseach, Deputy Enda Kenny, to introduce American anti-defamation legislation into this country. The initiative comes from the gutter press. I put it to anyone, either in the House or in public, that if they receive such a cynical petition, which uses the situation of Panti Bliss and the RTE broadcast as a framework, not to sign it. We do not want the American defamation system here; it is simply a licence to lie. I fought against a defamation Bill in the House already. The first time around I managed to sink it. I well remember when the editors of the Irish newspapers got themselves into the House when Donie Cassidy was Leader. I was the only one who stood out against them. Everyone else took the view that they had to do what they said because people are so gutless in politics and they are terrified of the media. They will have a hell of a lot more to be terrified of if we loosen the situation even more. This is because when the Defamation Bill eventually went through there was a grotesque re-balancing of rights in favour of corporate newspapers and against the individual. This is simply a cynical attempt to use the Panti scandal and the question of free speech to give the gutter press licence to lie. I want to say here in public that this is my answer to the people who contacted me. I will not sign it and I will campaign against it.

I completely agree with what Senator O'Brien said. It is scandalous that Irish home owners who may be able to pay at least part of their mortgage should be subject to this mass sell-off by - he used the phrase that I was going to use but he did not emphasise it, but I will - vulture funds from outside this country.

I remember a long time ago at the beginning of the crisis saying that we should establish a Department of home security to ensure that Irish people are at least safe in their homes. If we have thousands of people cast adrift in order that speculative capital can make money and profiteer out of their misery, then it is a reproach. It is no excuse to say the matter is in the hands of the liquidator. It should not have got there without some provision to protect people. I do not glory in the work of NAMA or the IBRC or any of these things. As far as I am concerned, they have done sweet damn all and there is little difference between those in the current Government and the Government that they continually accuse of walking us into this mess. They have the same priorities, which is to preserve the system and let people go to hell.

Photo of Marie MoloneyMarie Moloney (Labour)
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Last Wednesday, we had statements on the extent of the damage done by the storm in Ireland and the associated costs. At that very time there was a hurricane-like storm raging through Kerry, whipping off roofs of schools, nursing homes and private homes and knocking trees in the national park, on golf courses and across every road in Kerry. We were a little premature with that debate and I imagine we will be back to the topic again.

We are quick to criticise organisations when they do bad. Therefore, I want to praise and commend on the record today organisations such as Iarnród Éireann. I travelled last Wednesday night from Dublin to Kerry. It took us nine hours to get home but we got home safely. In fairness to Iarnród Éireann, the company supplied snacks and beverages - bar the alcohol - on the train free to passengers, which was good form. It did not collect the tickets so I imagine it was at a significant loss for that night. The same goes for ESB Networks. We have had no power in Kerry and some are still without power since last Wednesday.

We had three days without power, which was a severe inconvenience. Staff from ESB Networks - they brought people in from Northern Ireland as well - have worked day and night to restore power to all the homes in Kerry. I wish to compliment them, the council staff and Eircom for all the work they have done in Kerry.

When a red alert is forecast, such as occurred last Wednesday in Kerry and Cork, we need to have a policy in place for schools because we cannot have the children come to school in the morning and then leave it to the principals to try to get them home safely, and contact all the parents to come and collect the kids. It is not fair on the principals. When the Minister for Education and Science gets time, perhaps he can come in here for a debate. We might be able to draw up a policy whereby parents would know that schools would be closed in advance when a red alert occurs, so that they can make alternative arrangements.

3:00 pm

Photo of Paschal MooneyPaschal Mooney (Fianna Fail)
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I believe that most Members have received over the last few weeks telephone calls and other correspondence from very concerned postmasters and postmistresses, particularly in my own part of the country, where predominantly rural post offices operate. Their main concern is that there is a real threat to the withdrawal of business from post offices, as a result of the Government's policy on e-commerce. I appreciate that there are two sides to this story but it is incumbent on the Government to enter into discussions with An Post about the charges for the administration of the cashing of cheques in post offices, which I understand to be much higher than the simple electronic transfer of social welfare cheques into bank accounts. As a result of these high charges - I do not have the figures to hand - it is incumbent on the Government to remove the threat that is now hanging over post offices, especially rural post offices, although I understand it is an urban problem as well. Some 80% of social welfare clients hold bank accounts, which means that as the Government is actively encouraging e-commerce as a policy, nearly all of those clients will collect their money through their bank accounts rather than from the post office, as is currently the situation. If that trend continues, then the future viability of rural post offices will be questionable.

I ask for a debate on this issue, so that we can get clarity on it. However, ultimately my request is for the Government to enter into negotiations with An Post about the administration of the cashing of cheques in post offices, the charges for which I understand to be higher than that going through electronic transfer into bank accounts, which obviously has very severe implications.

Photo of Pat O'NeillPat O'Neill (Fine Gael)
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I ask the Deputy Leader to have an urgent debate in this House, because the beef industry in this country is in crisis. At the moment, it takes four to six weeks for farmers to get animals into factories at what is a very depressed price. On the best advice they had received about Food Harvest 2020, farmers, especially dairy farmers, were asked to produce bull beef. Around 1.5 million animals are to be slaughtered this year in Ireland, which is around 30,000 animals per week. Factories are not able to cope with those numbers as we do not have the markets. Unfortunately, over the next four years, we are going to see a rise of 300,000 cattle to be slaughtered, even though we do not have the markets. We have seen the headlines about new markets in Libya, Lebanon and Japan, as well as the Gulf states re-opening for Irish beef, but what are Bord Bia or the factories doing? They do not seem to be sourcing these markets that are now open to us.

We have a crisis. Farmers are not going to stay in beef production at the current price, so we need to have an urgent debate in this House and I ask that the Minister for Agriculture, Food and the Marine attend. I also ask that the Minister immediately bring the farm organisations and the factories together to see how this issue can be resolved.

Given the present weather conditions of storms and rain we may be facing a crisis in farming, as we had last year, of a very wet spring. As animals are still in sheds and unable to move to factories, it is important that the markets we have been promised are reopened immediately, especially for live exports. We have live exports but we do not have the markets. I call for an urgent debate on the beef industry.

3:05 pm

Photo of Sean BarrettSean Barrett (Independent)
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I note what is believed to be disputes among members of the Cabinet about health insurance. I suggest to the Leader that we have a Green Paper because there are issues about health insurance where a large number of people have medical cards, some have entitlements as taxpayers and others bought health insurance in what used to be a more competitive market than it is now. Perhaps there are issues that need to be thrashed out other than one Minister criticising another. A Green Paper might be the appropriate vehicle to discuss the issue.

Photo of Michael MullinsMichael Mullins (Fine Gael)
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I support Senator Pat O'Neill's call for a debate on the beef industry. Everything he has said is true and is of grave concern in the agricultural sector. I support also the call by the acting deputy Leader, Senator Paul Coghlan, for total transparency in respect of section 38 and section 39 organisations which are receiving significant amounts of State funding. There should be no secrets about salaries or other benefits. We politicians have to put all information on our earnings in the public domain and the same should apply to anybody in receipt of funding from the State purse.

I welcome the launch yesterday by the Tánaiste and Minister for Foreign Affairs and Trade and the Minister for Jobs, Enterprise and Innovation of the St. Patrick's Day Promote Ireland programme. Some 27 Ministers will take part in more than 100 business events and 80 high level political meetings in 35 cities in 23 countries. As we are all aware, 2013 was all about recovery. We have now exited the bailout and we want to send a clear message that Ireland is stable, vibrant, innovative and open for business. I welcome the emphasis on North America given that about 80% of our foreign direct investment comes from there. We want to see that continued and accelerated. We welcome all the jobs created in the past year and those that will, hopefully, be created in 2014. Clearly the cities of Dublin, Cork and Galway are doing reasonably well but major towns, such as Ballinasloe, suffer from high levels of unemployment. We want to see the benefits of the recovery spread into the regions where employment lost in the past decade can be gradually restored as Ireland recovers from the economic crisis.

Photo of David CullinaneDavid Cullinane (Sinn Fein)
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Many Senators have referred to the controversy concerning the section 38 and section 39 organisations funded by the State but in respect of which we have not had full accountability and transparency. I agree with the Government party Senators who have called for that accountability because there should be no secrecy when it comes to the salaries of any organisation which is partly funded by the State. The reality is that there is secrecy and that we do not have accountability and transparency. It took until yesterday to get the information from Rehab in respect of the salary of the CEO of that organisation. It took months of wrangling, public debate and comment before Rehab stepped forward and put the information into the public domain. Many people will be astounded and outraged at the overall package of €272,400 for the CEO of that organisation, which is more than the Taoiseach is paid and more than the heads of State of many countries in Europe are paid, and is three times more than the salary of most charity heads in the State. A salary on that scale cannot be justified at a time when services for people with intellectual and physical disabilities are being cut across the State, including by the organisation concerned.

We need to hold another debate on the toxic culture of bonuses, top-ups, bailouts, pensions, dig-outs and cronyism that has passed for politics in the State. Such a regime has existed at the top of far too many organisations ranging from the banks and now, it seems, to some charities as well, especially at a time when many families are trying to service Celtic tiger mortgages with austerity Ireland incomes. That is the reality for the majority of working families, yet they have seen heads of organisations and heads of charities receiving outrageous payments. Such payments need to stop. It needs to end.

We who work in the political system must bring such behaviour to an end. We cannot act as Pontius Pilate all the time and wash our hands of responsibility. We must take responsibility. If the State funds these organisations, there should be service level agreements to ensure the salary caps that exist in the public sector are also applied to these organisations. This is not rocket science. We just need the political will to make it happen. That needs to happen very quickly if we are to restore confidence in charities generally, but also in public life in the State.

3:10 pm

Photo of Feargal QuinnFeargal Quinn (Independent)
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Last week the Leader responded to my request to arrange a debate on public sector reform and we had a very good debate on the matter. Yesterday, I discovered a document entitled Promises, Commitments, and Delivery: Mid-Term Review of the Programme for Government, prepared by the Disability Federation of Ireland. I am sure Senator Cullinane's request could be included in the following debate. I ask the Deputy Leader to arrange a debate to take place in the near future on the document prepared by the Disability Federation of Ireland. The document makes a lot of sense and acts as a reminder of the commitments the Government made. It is also a reminder of whether we, or the Government, are keeping up with the commitments. A debate would give us an opportunity to talk about disability and the disability promises that were made in so many other ways.

There is one other important topic. Senator O'Neill referred to the beef trade and I wish to raise the issue of milk quality. There is a concern among veterinarians in Ireland that what has happened in recent years has left a danger that our quality of milk will be less than it has been and less than what exists in other countries. Until the year 2002, antibiotics were available across the counter. Legislation was introduced in 2003 which meant that antibiotics for animals were no longer available across the counter unless a veterinarian had been on the premises or farm once during the previous 12 months. There is a concern that 12 months is far too long because in Denmark the period is only 30 days and the reason for a shorter period is due to scheduling regarding the animal remedies regulation. The matter is worthy of consideration. I ask the Deputy Leader to bring the matter to the attention of the relevant Minister. I assume that would be the Minister for Agriculture, Food and the Marine. Perhaps the Minister for Health would consider the matter as well because we are talking about a concern that the quality of milk will deteriorate in the years ahead. Milk is an important export for Ireland and nothing should prevent us from being at the top of the world league table for milk quality.

Photo of Terry BrennanTerry Brennan (Fine Gael)
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Like Senator Mooney, I am deeply concerned about the proposal to hand over social welfare payments to banks, but not for the same reason as he stated. Such payments are the main function of a number of post offices and the proposal is liable to lead to their closure.

Functions of banks, as far as I am concerned, can mean a lengthy wait. I have experienced the matter on three occasions in the past fortnight because I had to complete functions - queries or whatever - with my bank that could not be done online but needed my personal attention. I had to wait on each occasion. I waited for 35 minutes on one occasion and 40 minutes each for the other two occasions. During that time I witnessed people in wheelchairs, people with walking sticks and elderly people having to wait to carry out such business that I am sure 80% of people can do online.

If this function is handed over to the banks, it will lead to longer queues and longer waiting times in them. I call on the Minister for Communications, Energy and Natural Resources, Deputy Rabbitte, to come to the House to discuss the issue.

3:15 pm

Photo of Labhrás Ó MurchúLabhrás Ó Murchú (Fianna Fail)
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I, too, wish the Taoiseach and Ministers every success in their trips abroad for St. Patrick's Day. It is particularly encouraging that some of cynicism that surrounded these announcements in the past has been somewhat diluted on this occasion. With the modern means of communication, bad news travels as fast, if not faster, than good news so when we have a good news story like St. Patrick's Day and when many countries throughout the world wish to join in a celebration of our heritage, we should take that on board as something very positive which will, hopefully, act as an antidote for some of the bad news which has emanated from this country in the past.

I do not know how other Members feel but when I watched the news on television and saw that many important global sites will be lit up with green lights, one's first reaction could be to say "So what", which is very symbolic in itself, but we know that would not happen if there was not respect for this country and for our heritage. People want to embrace it along with us. In the past, we availed of these trips to have dialogue with business people and others and many good stories came out of that and many jobs came to Ireland as a result of that. Maybe it is a sign of increased maturity as a people that we are now working as a team when it comes to this exercise of Government representatives travelling abroad.

Our wish is that the message sent from Ireland is also good news. There are aspects of the St. Patrick's Day celebrations which do not do us any good. Let us be fair about it. By saying that in the House, I am not providing a news story to spread throughout the world as it is already well known. All of us who have an opportunity to communicate a message to the broader public on what happens on St. Patrick's Day should make the point that one can enjoy oneself but that one does not have to do so in an anti-social way and in a way that impacts negatively on other people, in particular on older people. If we all send that same message abroad, there is a very good possibility that when we come back after St. Patrick's Day and assess what has come out of the celebrations, we will all feel the better for them.

Photo of Catherine NooneCatherine Noone (Fine Gael)
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I support Senator Brennan's call for a debate with the Minister for Communications, Energy and Natural Resource, Deputy Rabbitte. If what he said is true, it is not ideal. I do not know what other people's experiences of the banks are but they do not seem to want to deal with individuals, which is a big problem. If we expect that people will get the service they currently get in the post offices in the banks, I do not think that will happen.

I pay tribute to the late Patrick Scott who passed away last Friday morning. Scott was defining figure in Irish art for more than 70 years and the timing of his death could not have been more poignant as it was on the eve of his retrospective exhibition in the Irish Museum of Modern Art. The exhibition is entitled Patrick Scott: Image Space Light and it is a testament to his extraordinary career, life and achievements as an artist. He will be sorely missed by all in the arts community and beyond. However, his legacy will live on with his wonderful work.

I concur with the comments on St. Patrick's Day.

It would be in a way negligent of the Government not to send representatives to countries from a tourism and trade point of view. Our Ministers represent us well when they are abroad. There is a perception that this is all done for fun but this is significantly hard work. I commend Senator Ó Murchú on his comments in this regard, with which I agree.

3:20 pm

Photo of Mary MoranMary Moran (Labour)
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I am disappointed by the response from the Rehab Group yesterday evening. Following weeks of requests, the chief executive officer's remuneration package was disclosed. While it was good to get details of the CEO's salary, it was disappointing that the group swiftly shut the door by declaring that the total remuneration of all its top executives would not be made available until 2016. This is not only about the Rehab Group or the CRC. As the Tánaiste said earlier, all section 39 charitable organisations should be fully open and transparent and should divulge the salaries of all their executives. Almost 95% of charitable organisations engage in fund-raising and everything they do is above board. They declare all the salaries they pay and it is only fair that all of them should be open and transparent.

I commend RTE on screening the programme, "Somebody to Love", last night. It was heart rending and beautiful. It was relevant in the context of what has happened over the past few weeks regarding equality and what we want for our society. The programme portrayed how people with an intellectual disability feel about love and romance and how they want to be treated as equals. It was fitting because in recent weeks we have had all the breaking news about homophobia and so on and how people express themselves. I hope going forward we can look at all people regardless of their sexual orientation, intellectual disability, colour or creed being treated on an equal footing.

Photo of Ivana BacikIvana Bacik (Independent)
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Senator O'Brien raised three issues. He first sought a debate with the Minister for Finance on local property taxation. The Leader has sought to have the Minister come to the House for a number of debates and I am informed that his office is in discussions with the Department of Finance to have him in the House next week. The date has not been confirmed yet but we hope to have further word tomorrow. We will let the House know exactly when the debate will take place.

Second, the Senator queried the status of proposed legislation to deal with fair pricing in the horticultural and dairy sectors. I can check where that is on the A list and when it is likely to be brought forward. I am not aware of the positioning of it.

Third, he raised the serious issue of the sale of the Irish Nationwide Building Society mortgage book currently held by IBRC and security for the 13,000 households concerned. I agree with the Senator and others who raised this that it is a serious matter. Special liquidators have been appointed to oversee the liquidation of IBRC for the benefit of all creditors of the institution. They are conducting a valuation and sales process regarding all IBRC's assets, including the residential mortgage portfolio. The key issue is whether mortgage holders who were in arrears with the bank will continue to enjoy the protection of the Central Bank code of conduct on mortgage arrears. The sales process is not due to be completed until next month. A number of colleagues, including the Senator, speculated about vulture funds but we do not know who will be the purchaser. It could be NAMA and the Minister has advised that should the portfolios be sold to the agency, it is likely to apply best practice and no borrower will be in a worse position.

The Minister for Finance is aware of the concerns of borrowers and has instructed his Department to examine the issue in consultation with the Central Bank with a view to bringing forward a solution. He has also informed the Dáil that the Department is aware of another mortgage book that has been purchased by an asset management group not covered by the CCMA, code of conduct on mortgage arrears. That group has met with the Central Bank and the Department of Finance and has indicated it intends to adopt the CCMA to manage the acquired loans. It believes that following the code is in the best interests for it and its customers, as well as forming part of its core strategy. We do not yet know whether the purchaser will be NAMA, the National Asset Management Agency, or a private sector purchaser. It would be expected, however, that it would abide by the code as it would likely be in its best interests in dealing with customers. I am sorry I cannot provide any more information but that is as full an answer as I can give. I agree, however, it is a matter of real concern.

Senator Paul Coghlan raised the matter of IBRC, Irish Bank Resolution Corporation, and noting the progress made by NAMA in the sale of the loan portfolio. He, along with Senators Noone, Mullins and Cullinane, raised the issue of Rehab’s salary disclosures and, more generally, the need for regulation of charities. These issues are emerging as a result of a Health Service Executive, HSE, audit of section 38 agencies, hospitals and disability agencies. The audit is ongoing but the majority have confirmed they will co-operate with the compliant statement process. There is an ongoing process which has been well-reported in the newspapers. The HSE is confident there will be compliance.

Senator Zappone raised the issue of the “Somebody to Love” documentary screened on RTE last night and, in that context, asked for a debate on the need to review the application of criminal legislation in respect of sexual relationships for persons with intellectual disabilities. It would be a good debate to have in the House. The Law Reform Commission has made proposals in this area which could be included in the debate. I will ask the Leader to facilitate that.

Senator Norris raised the issue of a petition, of which I was not aware, concerning the US defamation laws. The petition, I think, is being put around by a particular newspaper. I certainly will not be signing it, thanks to Senator Norris’s advice.

3:25 pm

Photo of Paul CoghlanPaul Coghlan (Fine Gael)
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We might all be in the same boat.

Photo of Ivana BacikIvana Bacik (Independent)
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We will have a full debate on the issue of homophobia, free speech and censorship this afternoon, thanks to a motion put down by Senator Zappone which has cross-party support.

Senator Moloney raised the issue of the recent storms. All of us sympathise with her nine hour journey to Kerry last week. All of us also join with her in paying tribute to the ESB, Eircom and local authority staff who have worked so hard to restore power and services to people. All Members express sympathy to the family of Mr. Michael O'Riordan, the Eircom worker, who was tragically killed restoring telephone services to households in Glengarriff in west Cork. Senator Moloney also raised the issue of schools closing during the bad weather and how information in this regard was passed on to parents. She might wish to raise this as a matter on the Adjournment with the Minister for Education and Skills.

Senator Mooney sought a debate on the issue of postmasters and postmistresses with the hand-over of social welfare payments from post offices to banks and, more generally, the move to e-commerce. This issue was also raised by Senators Noone and Brennan. Debates have been sought on banking and the Leader is trying to facilitate this. In that context, we could also debate this issue and online banking. Like many others, we have all been frustrated by the absence of real banking staff when one goes to a bank now. Online banking, however, when right, can be very convenient including for those with mobility issues.

Senator O’Neill called for a debate on the issue of the beef industry and a crisis for beef farmers with the Minister for Agriculture, Food and the Marine. The Minister will attend the House tomorrow for a debate on the greyhound industry. We might ask him for a debate on the beef industry too.

Senator Barrett inquired about a Green Paper on private health insurance. The Minister for Health, Deputy Reilly, wrote in today’s The Irish Times on the imminent publication of the White Paper on universal health insurance. Senator Barrett raised a slightly different issue, so he might want to communicate directly with the Minister for Health about the idea of a Green Paper on private health insurance.

Certainly, a Government White Paper is imminent on the move to universal health insurance and the stages that are being taken towards delivering the single-tier health service. The Minister has set out in today's newspaper very clear steps by which progress will be made on universal health insurance. With regard to the position of private health insurance in the meantime, the Government has clearly stated its commitment to keeping health insurance affordable for as many people as possible. There has, as we all know, been a drop in the number of people with private health insurance but, in international terms, Ireland continues to retain a high level of voluntary private health insurance. The issue is trying to keep that affordable while we move towards the universal health insurance system.

Senator Mullins called for a debate on the beef industry and supported Senator Paul Coghlan on the section 38 and section 39 agencies. He also complimented the Tánaiste and the Government on the launch of the St. Patrick's Day programme and welcomed the fact so many visits will be made by our Ministers. I know there will be an emphasis on North America this year. Senator Ó Murchú also raised this issue, as did Senator Noone. Senator Ó Murchú put it very fairly when he said there is much less cynicism about the story of the visits by Ministers. I believe we all now accept how important these visits are and the great economic and social benefit, and the benefit to the image of Ireland, these visits bring. We would all very much support that. There are somewhat fewer visits to Britain, with one to Britain and Scotland - or England and Scotland, I should say - by Ministers. However, we will have later this year-----

3:35 pm

Photo of David NorrisDavid Norris (Independent)
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Britain, I am glad to say, is still England, Wales and Scotland-----

Photo of Ivana BacikIvana Bacik (Independent)
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I thank Senator Norris for his clarification.

Photo of David NorrisDavid Norris (Independent)
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-----ruled over by Her Gracious Majesty, Queen Elizabeth II, by the grace of God.

Photo of Ivana BacikIvana Bacik (Independent)
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I do not think I would go that far.

Photo of Darragh O'BrienDarragh O'Brien (Fianna Fail)
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Even if Barroso does not like it.

Photo of Paschal MooneyPaschal Mooney (Fianna Fail)
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Do not forget Northern Ireland.

Photo of David NorrisDavid Norris (Independent)
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Yes, Senator Mooney has just mentioned Northern Ireland.

Photo of Paschal MooneyPaschal Mooney (Fianna Fail)
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I say that with a tear in my eye.

Photo of Ivana BacikIvana Bacik (Independent)
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Senator Norris has just given me a nice segue into what I was going to say next, which was that, of course, we will later this year have the very welcome visit of President Michael D. Higgins to Britain, if I may say that, to meet with the Head of State there. We will, of course, be having ongoing and very close relations with the British authorities. Nonetheless, there is an emphasis this year on business with North America, which is very welcome, as other colleagues have mentioned.

Senator Cullinane spoke on the Rehab issue, which I have covered. Senator Quinn raised the need for a debate on the Disability Federation of Ireland document, which I am not aware of, and I will certainly ask the Leader to arrange that debate. He also raised the important issue of the quality of milk. We might have the Minister for Agriculture, Food and the Marine to the House for a combined debate on dairy and beef farming. The Senator raised a very real concern about the increased use of antibiotics and the detrimental effect that can have on milk quality.

Senator Brennan raised the issue of social welfare payments being handed to banks and the closure of post offices. He called for a debate on post offices with the Minister, Deputy Rabbitte.

As I said earlier, Senator Ó Murchú raised the issue of the St. Patrick's Day visits programme by Ministers and he also spoke about the St. Patrick's Day celebrations. We all welcome the fact a very full programme will be launched this Thursday by the St. Patrick's Day committee, which will be setting out the full programme for the cultural and family-friendly activities that will be taking place all across Dublin. It is a national festival that is taking place in the capital city and, of course, there will be lots of parades and other events taking place around the country.

The answer to concerns people have raised about the way in which the parade and the other festivities are run is not to close down funfairs or family-friendly activities but to ensure that we control and regulate anti-social behaviour. To my mind, it is largely the excessive consumption of alcohol which has been real cause of criticism in the past, and that is not the fault of the St. Patrick's Day festival organisers. I believe we will see a really excellent programme launched this Thursday and I look forward to that, as I am sure others do.

Senator Noone raised the issue of the St. Patrick's Day celebrations and also paid tribute to the late Patrick Scott. I am glad the Senator raised that issue because it was extremely poignant that he died just before the opening this week of the big retrospective exhibition of his work in the Irish Museum of Modern Art, which promises to be a great exhibition. It is very sad that he will not be here to see it. He was a hugely important artist for Ireland and it was very nice to see all the tributes paid to him over the weekend.

Senator Moran raised the issue of Rehab, which I have dealt with, and also the RTE programme on intellectual disability. We will look for a debate on that in light of what she and Senator Zappone said.

Order of Business agreed to.

Sitting suspended at 3.30 p.m. and resumed at 3.45 p.m.