Dr. Robert Kelly:

There is an element to the financial system there. If we look at the US, it has a much more developed financial ecosystem for households. It may be direct access to funds, for example, where households invest in them. On the other side of it, which we have to do a piece on how that capital is allocated. The US is at the forefront of how funds are allocated funds to the entrepreneur. We think of Silicon Valley and New York. They are very good at allocating, and we will have to develop that capacity within Europe and Ireland, to make sure we are investing in the growth areas.