Joe Neville (Kildare North, Fine Gael)

Regarding the reference to encouraging entrepreneurship, we have some great schemes. Enterprise Ireland does great work with certain entrepreneurs. Are there any individual things witnesses would say we could do better? To link that to the increase in savings in Ireland, there are two points. People were saving too much, which the witnesses called out, but also there is not enough entrepreneurship. Is there any way we could get people to invest, rather than saving? In America and other countries there has always been that model. In Ireland, we put our money in the banks and in houses. That is all we do. We need to encourage business start-ups while also getting people to invest. Is there any way we can be more inventive?