Mr. David McRedmond:

The provision of State services is a matter for the State. For example, with the Department of Social Protection, the big shift for it, leaving aside AI, is that it has simply moved to electronic fund transfer, EFT, for a lot of what it has done. However, it wants to keep some services with An Post precisely because it is better to have a jobseeker turn up to collect his or her income. An Post returns a lot of income that is uncollected and otherwise would not have been returned if it had gone through EFT. That is an example of-----