Seán Canney (Galway East, Independent)
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When Mr. Madouros says that they have the capacity, is the issue that they are not lending or that there is not the demand for loans? Are people being prudent in the uncertain markets we have with inflation and so on? People are standing back to see where we are going to level out after all we have been through between Covid and the Ukraine war. Is there a sense that people are pulling back from expanding, whether in business or otherwise? Are they being cautious at the moment?