Mr. Vasileios Madouros:

Credit unions are a particularly important segment of the overall financial system with close links to local communities. From our perspective we regulate and supervise them. It is a general statement, and not just specific to credit unions, that well regulated financial institutions end up being more supportive of their customers not just now, but into the future in a sustainable manner. That will continue. I do not have the numbers in front of me in terms of lending capacity. I would need to get them to the Deputy if he needs them. However, there is significant additional capacity for credit unions to lend within the existing requirements.