Mr. Roger Harrington:

What the Deputy might be referring to is a particular situation we had in 2022 where, because of the two HFA interest rates, it may have been necessary for certain AHBs to get re-approved because the financial circumstances had changed as a result of the HFA interest rate rise. This issue has not been raised in the consultation we have done and in our fairly regular meetings with the AHB sector. We are looking at a situation, and we hope to implement it relatively quickly in quarter 1 of this year, where the approval will reflect, in terms of the CALF and the payment and availability amount, what might happen if the HFA were to increase its interest rates. It would negate the need for the AHBs to come back to us and for us to go back to the Housing Agency to get a re-approval process. That should short-circuit that particular process.