Mr. Jim Baneham:

There were many meetings and a lot of effort made to try to speed the process up with the AHBs. To try to explain the complexities in that regard, if an AHB had a funding arrangement with a bank, the bank would have a term sheet and it would say that the minimum drawdown from that institution under that facility would be, for instance, €5 million. Individual properties could not be bought from us on that basis. It was necessary to bundle properties together. The banks also insisted that, in some instances anyway, the properties would be fully occupied and repaired.