Mr. Michael Walsh:

As regards apartments, the simple answer to the question on whether we have schemes immediately coming on stream is "No". The most recent changes in terms of Croí Cónaithe and cost rental have changed the game and we will be seeing more engagement at planning stage in respect of apartments. We have a couple of larger schemes, on the north quays and Michael Street, where we will be seeking to make apartments happen in the current context. Historically, the degree of subsidy relative to the gap I mentioned earlier was not of sufficient scale but I am happier now that we can actively engage with developers and otherwise in this space.