Ms Derville Rowland:

Walking one's dogs could be very dangerous in Mayo. Perhaps it is just as wet in Donegal. The Deputy has identified an issue that was not previously a problem. It arises from the advent of modern technology and a change in our behaviour in terms of information sharing, such as surfing the web and clicking a box to consent to the usage of information in ways that people may not understand. In addition, technological advances in the manipulation of data and extraction of structured information from vast arrays of data from which we were not previously able to divine insights have changed the world in which we are living across all manner of industries. It is a topic of real concern, which goes far beyond financial services. The pricing of risk can be informed by many different fields. It is a slightly different matter but it goes to the heart of the same key topics, namely, innovation, our behaviour on the Internet, technological advances and information and how it is governed.