Ms Caitríona Walsh:

One must also remember in respect of the disputes that come in to us that the percentage in deposit protection is only 1% to 2% of the overall market. Consequently, we are a percentage of a small percentage the overall market. Although it may not be the case, in the larger scheme of things it would appear that the market itself is dealing with this issue in terms of deposits. That is a small percentage. But that could be for lots of different reasons on which we do not have transparency.