Ms Oonagh McPhillips:

The governance group's remit was focused in its initial few years on new programmes, large developments and so forth. There was a governance process around them. The decision taken in respect of the Insolvency Service of Ireland, ISI, was to do it in-house, so it did not form part of a new contract. There was no procurement process, as it was done by developers attached to our IT division. That choice was made deliberately in order to achieve speed and avoid a lengthy procurement process like the one we are now going through with separate projects.