Mr. John Corrigan:

No, we believed this was the best outcome, that the bulk sale, so to speak, of the portfolio was the best outcome. It was unfortunate but it was probably going to happen in any event. One cannot keep everything confidential. It is very difficult, but we decided to press ahead. The main thing was to ensure that there was a competitive tension in the process, which is a term of art that has been bandied about. We were advised over the course of what happened subsequently by Lazard's that there was sufficient competitive tension in the process, so it was a decision made by the board. There was no outside pressure or at least I was not conscious of outside pressure.