Mr. Ger Deering:

One could argue that. It is also important to consider how we define when somebody has known. There is the argument that "ought to have known" leaves discretion there. Simply because somebody got a letter or something happened does not rule the person out from having the complaint. Our aim would certainly be to have as many claims as possible included. I appreciate that work remains to be done on this and we will be part of that discussion. Our aim would be to ensure that nobody is disadvantaged by any of the wording.