Pearse Doherty (Donegal, Sinn Fein) | Oireachtas source

Mr. Deering is making a very strong argument for deleting the reference to "ought to have known" and just leaving "have known". If that is the way these are to be adjudicated, there is no reason to have "ought to have known" in the legislation. If it is the case that it is when they have found out that in their view they have been mis-sold a product, then it should be left to when they "have known".