John Paul Phelan (Carlow-Kilkenny, Fine Gael)
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But, again, I'm just going to refer - this is my final question on this - this evidence which is in front of me, which was presented to you by your Department; or you were involved in discussions around it, in January 2008, which specifically spelled out that you should adopt a more circumspect approach to the advice you were getting from the regulator. Do you-----