Mr. Brian Cowen:

Well, we did. But, let's be fair now, Deputy. You look at these, sort of, paragraphs in the scoping papers of nine months ago and tell me that, you know, you should have had that beside you when you were doing the crisis or trying to act. I'm not saying you're saying that but I'm just trying to put the thing in perspective. You know, you can be mindful of all those things, at the end of the day, you've got to make a decision. And you've got to make a decision based on your best assessment, based on everything you've heard. Now, people can have genuine points of view about what that right decision was, even with the information we had. I'm not arguing about that. But I'm saying ... I'm giving you the rationale for what we did, why we did it and on what basis we did it.