Aideen Hayden (Labour)
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That brings me to my next point, which was also raised by one of my colleagues. Obviously, in a totally commercially driven insurance market such as we have here, insurance companies plan to make profit. Therefore, they cherry-pick the easiest targets and leave behind the old and the sick as much as they possibly can, in this case, the flood-ridden. Is there enough competition in the Irish market at the moment or is it too narrow in so far as it is allowing insurers to simply cherry-pick the best business?