Tom Barry (Cork East, Fine Gael)
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Before we proceed, I ask members to note that I propose to adhere to the same grounds rules as for our last meeting with the banks. This will ensure that everyone gets an opportunity to ask questions, and we can have the best possible meeting. I propose that the lead speakers of the groups take ten minutes, although I do not imagine that will be such an issue. They will be followed by other committee members, who will have five minutes each. The clerk and I will be keeping an eye on the clock, and I will advise members when they have one minute to go in their contributions.