Liam Twomey (Wexford, Fine Gael)
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I have a few questions. We met representatives of Permanent TSB yesterday. They said that, at the end of the process, when someone had give up his or her house, it was repossessed or that he or she had tried to manage the debt and failed to do so, it wrote off up to 80% of any residual debt. It is not debt relief. Does Ulster Bank do something similar?