Mr. Jim Brown:

That was reported and came from our review a couple of years ago of our legal structure across the island. We examined the best way to structure the bank in terms of legal entities. Historically, we had one legal entity, namely, Ulster Bank Limited. We then changed to two ten or 15 years ago, to Ulster Bank (Ireland) Limited. We considered whether it would make sense to revisit our structure. From our perspective, it has nothing to do with the commitment to the Republic or regulation.