Oireachtas Joint and Select Committees

Wednesday, 9 April 2014

Joint Oireachtas Committee on Finance, Public Expenditure and Reform

Mortgage Arrears Resolution Process: (Resumed) Permanent TSB and AIB

11:00 am

Mr. Shane O'Sullivan:

Outside of a third party representing a customer within the framework of MARP and the CCMA, there is an appeals process. The appeals board is independent of the decisions made in the unit I manage. The appeals board meets on a daily or weekly basis to consider appeals from customers and often, original decisions are overturned, for good reason. This is how customers can respond directly in terms of decisions we make on their behalf.