Gerry Horkan (Fianna Fail) | Oireachtas source

KBC as a brand here in Ireland is relatively new but I think most of us are cognisant that IIB was a predecessor bank, which had a very long presence in Ireland albeit not at the retail level that KBC is engaging with now. I know KBC has been investing heavily in digital communication, in apps and in trying to get people to do business without having to go to branches. Can Mr. Roebben outline where KBC's future technology is going?