Barry Ward (Dún Laoghaire, Fine Gael)
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476. To ask the Minister for Finance further to Parliamentary Question No. 29 of 22 October 2025, if future reviews of the help-to-buy scheme will consider adjusting the purchase price limit for homes in Dublin, where the average property price is higher than the national average; and if he will make a statement on the matter. [58628/25]

Paschal Donohoe (Dublin Central, Fine Gael)
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The Help to Buy (HTB) incentive, is a scheme to assist first-time purchasers with the deposit they need to buy or build a new house or apartment. It also aims to encourage additional supply of new houses by supporting demand.

HTB provides a refund of Income Tax and Deposit Interest Retention Tax (DIRT) paid in Ireland over the previous four years, subject to limits outlined in the legislation.

The level of support available to first time buyers under the HTB scheme, is whichever is the lesser of:

• €30,000; or
• 10 per cent of the purchase price of the new property; or,
• the amount of Income Tax and DIRT paid in the four years before application for the relief.