Written answers

Thursday, 16 October 2025

Photo of Séamus McGrathSéamus McGrath (Cork South-Central, Fianna Fail)
Link to this: Individually | In context

205. To ask the Minister for Finance the number of help-to-buy claims approved since 1 July 2020, by county; the number of applicants associated with these claims; the number of claims by homebuyers excluding self-builds, by county; and if he will make a statement on the matter. [56403/25]

Photo of Paschal DonohoePaschal Donohoe (Dublin Central, Fine Gael)
Link to this: Individually | In context

The Help to Buy (HTB) incentive is a scheme to assist first-time purchasers with the deposit they need to buy or build a new house or apartment. The incentive gives a refund of Income Tax and Deposit Interest Retention Tax (DIRT) paid in Ireland over the previous four years, subject to limits outlined in the legislation.

HTB provides a refund of Income Tax and Deposit Interest Retention Tax (DIRT) paid in Ireland over the previous four years, subject to limits outlined in the legislation.

The level of support available to first time buyers under the HTB scheme, is whichever is the lesser of:

  • €30,000; or
  • 10 per cent of the purchase price of the new property; or,
  • the amount of Income Tax and DIRT paid in the four years before application for the relief.
Based on the latest available data (30 September 2025), the scheme has supported almost 60,000 individuals or couples to buy or build their own home.

I am informed by Revenue that, in the period between 1 July 2020 and 11 October 2025, there were 41,143 approved claims associated with 74,800 applicants. Within this time-frame, the approved claims in relation to purchased and self-build properties were 31,446 and 9,697 respectively.

The breakdown of the approved claims and applicants by purchased and self-builds by county is set out in the table below.
County Claims Approved (All) Applicants Claims Approved (Purchased) Claims Approved (Self-Build)
Carlow 446 779 294 152
Cavan 426 783 181 245
Clare 743 1,356 330 413
Cork 6,269 11,373 4,959 1,310
Donegal 825 1,483 326 499
Dublin 6,078 10,914 5,997 81
Galway 1,970 3,576 980 990
Kerry 510 924 104 406
Kildare 4,993 9,208 4,782 211
Kilkenny 867 1,570 491 376
Laois 1,340 2,460 1,082 258
Leitrim 118 217 29 89
Limerick 1,380 2,473 924 456
Longford 118 220 13 105
Louth 2,057 3,755 1,822 235
Mayo 786 1,424 272 514
Meath 4,033 7,425 3,446 587
Monaghan 421 774 91 330
Offaly 717 1,305 422 295
Roscommon 329 600 119 210
Sligo 399 703 263 136
Tipperary 723 1,319 248 475
Waterford 1,181 2,127 911 270
Westmeath 779 1,412 516 263
Wexford 1,623 2,932 1,063 560
Wicklow 2,012 3,688 1,781 231
Totals 41,143 74,800 31,446 9,697

Comments

No comments

Log in or join to post a public comment.