Jennifer Whitmore (Wicklow, Social Democrats)
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154. To ask the Minister for Environment, Community and Local Government to provide figures on the uptake of the low-cost loan scheme for 2025 to date, in tabular form; and if he will make a statement on the matter. [46051/25]

Darragh O'Brien (Dublin Fingal East, Fianna Fail)
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The Home Energy Upgrade Loan Scheme, which launched in April 2024, is intended to play a crucial role in helping homeowners invest in energy upgrades to make their homes warmer, healthier and more comfortable, with lower emissions and lower bills. It was developed by my Department, in conjunction with the Department of Finance, the Strategic Banking Corporation of Ireland (SBCI), the Sustainable Energy Authority of Ireland (SEAI), the European Investment Bank and the European Investment Fund.

The scheme is available nationwide and homeowners can borrow from €5,000 to €75,000 at significantly lower interest rates, starting from 2.99% (pricing varies depending on the finance provider). PTSB was the first lender to join in April 2024, with AIB and Bank of Ireland joining in June 2024. Avant Money (in partnership with An Post Money) launched under the scheme in February 2025, and seven credit unions from the Irish League of Credit Unions began offering loans in April 2025.

Cumulative figures for 2024, and by quarter to 30 June 2025, are as follows: