Written answers

Monday, 8 September 2025

Department of Employment Affairs and Social Protection

State Pensions

Photo of Joe CooneyJoe Cooney (Clare, Fine Gael)
Link to this: Individually | In context

1412. To ask the Minister for Employment Affairs and Social Protection whether foster carers allowance can be used to qualify persons for a State pension (contributory); and if he will make a statement on the matter. [46888/25]

Photo of Dara CallearyDara Calleary (Mayo, Fianna Fail)
Link to this: Individually | In context

Matters relating to foster care, including payment of foster carers allowance, are the responsibility of my colleague, the Minister for Children, Disability and Equality.

This Government acknowledges the important role that carers, including foster carers, play and remains fully committed to supporting them.  The State Pension (Contributory) system already provides a range of measures to recognise caring periods outside of paid employment, such as PRSI credits, Homemaking Disregards, and HomeCaring Periods to recognise caring periods of up to 20 years outside of paid employment in the calculation of a payment rate.

Foster carers are entitled to benefit from these measures on the same basis as other carers and parents.  They may qualify if they are in receipt of Child Benefit.  If they are not in receipt of Child Benefit, they can still qualify for Homemaker’s Scheme or HomeCaring Periods provided the caring periods are confirmed by Tusla.

Despite these measures, some long-term carers of incapacitated dependents may still face barriers in accessing the State Pension (Contributory), particularly in meeting the minimum requirement of 10 years' paid contributions.

Since January 2024, long-term carer's contributions can be awarded to a person who has cared for an incapacitated person for a period of 20 years or more.  These contributions are treated the same as paid contributions for State Pension (Contributory) entitlement only and can be used to fill any gaps in a person's contribution record, including satisfying the minimum 520 contributions required for eligibility.

Foster carers who have cared for an incapacitated dependent or dependents for over 20 years also benefit from this provision. 

These measures assist foster carers to access the State pension system in the same way as biological or adoptive parents, while ensuring that the system remains sustainable.

Any future changes to State Pension system would have to be considered in the overall policy and budgetary context, including the sustainability of the Social Insurance Fund.

I trust this clarifies the matter for the Deputy.

Comments

No comments

Log in or join to post a public comment.