Written answers

Tuesday, 29 July 2025

Department of Housing, Planning, and Local Government

Local Authorities

Photo of Claire KerraneClaire Kerrane (Roscommon-Galway, Sinn Fein)
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1471. To ask the Minister for Housing, Planning, and Local Government the number of local authority home loan applications submitted to Roscommon County Council in 2024 and to date in 2025, the number in each year, to date, processed, the number approved, the number ongoing and the length of time applications are taking for the mortgage to be drawn down, in tabular form. [41630/25]

Photo of Claire KerraneClaire Kerrane (Roscommon-Galway, Sinn Fein)
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1472. To ask the Minister for Housing, Planning, and Local Government the number of local authority home loan applications submitted to Galway County Council in 2024 and to date in 2025, the number in each year, to date, processed, the number approved, the number ongoing and the length of time applications are taking for the mortgage to be drawn down, in tabular form. [41631/25]

Photo of Claire KerraneClaire Kerrane (Roscommon-Galway, Sinn Fein)
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1473. To ask the Minister for Housing, Planning, and Local Government the number of local authority home loan applications submitted to Offaly County Council in 2024 and to date in 2025, the number in each year, to date, processed, the number approved, the number ongoing and the length of time applications are taking for the mortgage to be drawn down, in tabular form. [41632/25]

Photo of Donnchadh Ó LaoghaireDonnchadh Ó Laoghaire (Cork South-Central, Sinn Fein)
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1694. To ask the Minister for Housing, Planning, and Local Government for a breakdown of the total amount of local authority home loan applications by local authority and the number of successful applications, in tabular form. [44256/25]

Photo of James BrowneJames Browne (Wexford, Fianna Fail)
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I propose to take Questions Nos. 1471 to 1473, inclusive, and 1694 together.

Applications for a Local Authority Home Loan are made through the individual Local Authorities and the final decision on loan approval is a matter for the relevant local authority and its Credit Committee on a case-by-case basis.

Decisions on all housing loan applications must be made in accordance with the Regulations establishing the scheme and the Credit Policy that underpins the scheme, in order to ensure prudence and consistency in approaches in the best interests of both borrowers and the lenders, the local authorities.

Information on the number of persons making applications for a LAHL to local authorities, the number of applications refused or the average processing time for an application is not held by my Department.

My Department publishes information on the number and value of (i) local authority loan approvals and (ii) local authority loan drawdowns. Local authority approval means that an official letter of offer has been sent to a borrower (and therefore relates to a specific property and loan amount).

Information on drawdowns, approvals, average drawdowns, and average approvals for Local Authority Home Loans [and its predecessor] are available on my Department’s website at the following link:

www.gov.ie/en/collection/42d2f-local-authority-loan-activity/#local-authority-loans-approvedpaid

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