Written answers

Tuesday, 29 July 2025

Department of Housing, Planning, and Local Government

Housing Schemes

Photo of Rory HearneRory Hearne (Dublin North-West, Social Democrats)
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1407. To ask the Minister for Housing, Planning, and Local Government to provide data on the number of refusals by the pillar banks of the first home scheme in each of the years 2020 to 2025; the reasons for refusals, in tabular form; and if he will make a statement on the matter. [40902/25]

Photo of Rory HearneRory Hearne (Dublin North-West, Social Democrats)
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1412. To ask the Minister for Housing, Planning, and Local Government the number of applications made under the first home scheme in each of the years since it was set up, in tabular form; and if he will make a statement on the matter. [40978/25]

Photo of Rory HearneRory Hearne (Dublin North-West, Social Democrats)
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1413. To ask the Minister for Housing, Planning, and Local Government the number of applicants approved by the first home scheme in each of the years since it was set up; the number of these applicants who did not draw down the funds; the number who did not draw down due to the fact that the pillar bank refused the first home scheme, in tabular form; and if he will make a statement on the matter. [40979/25]

Photo of James BrowneJames Browne (Wexford, Fianna Fail)
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I propose to take Questions Nos. 1407, 1412 and 1413 together.

The First Home Scheme, which launched in July 2022, is a shared equity scheme designed to help bridge the gap between a purchaser’s deposit and mortgage, and the price of their new home, for eligible first-time buyers, Fresh Start applicants and those who wish to build their first home, within regional price ceilings.

The First Home Scheme Designated Activity Company is responsible for the operation and management of the First Home Scheme on behalf of its shareholders - the State, Allied Irish Bank, Bank of Ireland and Permanent TSB and, as such, is responsible for First Home Scheme reporting.

Quarterly and annual updates are made available on the First Home Scheme website. The most recent report, that of Q2 2025, is available at the following link:

www.firsthomescheme.ie/about-the-company/quarterly-updates/

Furthermore, the First Home 2022, 2023 and 2024 Annual Reports, including information in relation to the number of homes in each local authority area supported under the scheme, are available at the following link:

www.firsthomescheme.ie/about-the-company/annual-reports/

My Department also publishes quarterly data on overall affordable housing provision, with the delivery figures for First Home broken down by Local Authority area to Q1 2025, available at the following link:

www.gov.ie/en/collection/6060e-overall-social-housing-provision/#affordable-housing-delivery

My Department does not collect information in relation to applicants who did not draw down funds and whether this was resulting from a pillar bank refusing the First Home Scheme.

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