Eoghan Kenny (Cork North-Central, Labour)
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652. To ask the Minister for Finance if he will he consider an increase to the income thresholds for the help-to-buy scheme; and if he will make a statement on the matter. [41466/25]

Paschal Donohoe (Dublin Central, Fine Gael)
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The Help to Buy (HTB) incentive, is a scheme to assist first-time purchasers with the deposit they need to buy or build a new house or apartment. It also has as an aim to encourage additional supply of new houses by supporting demand.

Based on the latest available data (30 June 2025), the scheme has supported more than 57,000 individuals or couples to buy their own home.

The level of support available to first time buyers under the HTB scheme, is whichever is the lesser of:

• €30,000; or
• 10 per cent of the purchase price of the new property; or,
• the amount of Income Tax and DIRT paid in the four years before application for the relief.

The Programme for Government commits to the retention and revision of the HTB scheme. However, any revisions to the scheme would have to be considered as part of the annual Budget and Finance Bill processes at the appropriate time, and take into account the effective operation of the scheme and the impact any proposed changes would have on the broader housing market. Furthermore, any such decisions must also have regard to available resources and the sound management of the public finances.