Gerald Nash (Louth, Labour)
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97. To ask the Minister for Housing, Planning, and Local Government if the Housing Agency plans to increase the thresholds in terms of the value of homes that can be considered for inclusion in the mortgage-to-rent scheme; and if he will make a statement on the matter. [21703/25]

James Browne (Wexford, Fianna Fail)
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The 2021 Review of the Mortgage to Rent Scheme was published by my Department in January 2022 and is available on my Department's website. One key priority action from this Review was to broaden the eligibility criteria of the scheme and this was implemented in February 2022. This included changes to the positive equity and property acquisition limits and more flexibility on over-accommodation where a member of the household is aged 65 or over, or has a disability.

My Department keeps the eligibility criteria for the Mortgage to Rent scheme under ongoing review and, from 1 November 2024, further increases in the property price thresholds were introduced, to reflect market conditions in the residential housing sector and to ensure households at risk of losing their homes due to mortgage arrears can continue to avail of the Mortgage to Rent scheme can do so, one all other qualifying criteria is met.

This increase in property price thresholds from 1 November 2024 are set out in the table below:

In light of these very recent updates to the price threshold criteria of the Mortgage to Rent scheme, there are currently no plans to change limits further.

The 2021 Review of the Mortgage to Rent Scheme is available at www.gov.ie/en/department-of-housing-local-government-and-heritage/publications/2021-review-of-the-mortgage-to-rent-scheme-for-borrowers-of-commercial-private-lending-institutions/