Written answers
Tuesday, 25 March 2025
Department of Finance
Banking Sector
Pearse Doherty (Donegal, Sinn Fein)
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280. To ask the Minister for Finance the percentage share and value of securitised mortgages held by each bank in the State; the share of securitised mortgages that have been used as collateral with the ECB; and if he will make a statement on the matter. [13434/25]
Paschal Donohoe (Dublin Central, Fine Gael)
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I am informed by the Central Bank of Ireland that the volumes of securitised mortgage assets (across securitisations and covered bonds) on the retail bank’s balance sheets are as set out below;
AIB: €7,304mn – 21% of the total mortgage portfolio;
BOI: €14,176mn – 28% of the total mortgage portfolio
PTSB: €5,342mn – 27% of the total mortgage portfolio
Securitised mortgages are generally held on the balance sheets of retail banks in order to act as contingent liquidity (under the Eurosystem collateral framework) for accessing Central Bank borrowing facilities.
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