Written answers
Tuesday, 18 February 2025
Department of Housing, Planning, and Local Government
Housing Schemes
Willie O'Dea (Limerick City, Fianna Fail)
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417. To ask the Minister for Housing, Planning, and Local Government if he intends to extend the help to buy and new home schemes to include second hand houses or apartments; and if he will make a statement on the matter. [5512/25]
James Browne (Wexford, Fianna Fail)
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The Government is acutely aware of the housing challenges faced by many sectors of society. Housing for All, Ireland's housing plan to 2030, is the most ambitious and comprehensive housing plan in the history of the State. The Plan contains a suite of actions that have and continue to increase the provision of housing through accelerating supply and increasing the affordability of homes for our citizens.
Under the Programme for Government published in January 2025, the Government committed to introduce a new, all of government, national housing plan to follow Housing for All. My Department is currently examining that commitment, its implementation and the potential timeframe.
While work is being undertaken to progress a new plan which will build on progress to date, the measures detailed in Housing for All will continue to be progressed to accelerate and increase delivery of secure and affordable housing.
The Housing for All plan can be accessed at the following link:
www.gov.ie/en/publication/ef5ec-housing-for-all-a-new-housing-plan-for-ireland/#view-the-plan, with updates to the plan available online, www.gov.ie/en/press-release/a8894-housing-for-all-update/.
The First Home Scheme, which launched in July 2022, is a shared equity scheme designed to help bridge the gap between a purchaser’s deposit and mortgage, and the price of their new home, for eligible first-time buyers, Fresh Start applicants and those who wish to build their first home, within regional price ceilings.
The First Home Scheme Designated Activity Company is responsible for the operation and management of the First Home Scheme on behalf of its shareholders - the State, Allied Irish Bank, Bank of Ireland and Permanent TSB. The Programme for Government states it will work with the Banks to expand the First Home Scheme to first time buyers of second-hand homes. This is being examined by my Department.
In relation to The Help to Buy (HTB) this scheme is administered by the Department of Finance and any development of the scheme comes under the remit of that Department. Details of HTB can be found on the Revenue’s website, www.revenue.ie.
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