Michael Lowry (Tipperary, Independent)
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194. To ask the Minister for Employment Affairs and Social Protection to consider implementing pension reforms to ensure that foster carers are not financially penalised in later life for their service to the State, therefore being able to receive a full contributory State pension; and if she will make a statement on the matter. [38408/24]

Heather Humphreys (Cavan-Monaghan, Fine Gael)
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Matters related to foster caring are the responsibility of my colleague, the Minister for Children, Equality, Disability, Integration and Youth, and for Tusla.

The State Pension (Contributory) is funded from the Social Insurance Fund through the contributions paid by workers. The rate of payment reflects the number of social insurance contributions paid over a working life. However, it is recognised that people may have periods out of the workforce for reasons such as caring responsibilities, including foster caring. Accordingly, once a person has met the minimum requirement of 520 paid contributions, the State Pension (Contributory) provides measures including PRSI credits, Homemaking Disregards and Homecaring periods to recognise these periods of care outside of paid employment in the calculation of the rate of payment.

Foster carers are entitled to the benefits of PRSI credits and Homemaking Disregards and Homecaring periods where they meet the criteria, in the same way as biological or adoptive parents. There is no difference in treatment. Fosters carers can register for caring periods for each child under the age of 12 if the foster carer is in receipt of Child Benefit. If the foster carer is not in receipt of Child Benefit, they can still qualify provided the caring periods are confirmed by Tusla. In the case of a child who is over the age of 12, periods can be registered where the child requires continuous supervision and regular assistance throughout the day with the activities of daily living, including nursing care. There is a maximum of 20 years’ caring periods available.

In addition, long term carer’s contributions are available that attribute the equivalent of a paid contribution to long-term carers of incapacitated people to cover gaps in their contribution record for State Pension (Contributory) purposes. Foster carers who have cared for an incapacitated person for a cumulative period of over 20 years are eligible for these contributions.

These measures combined strike a balance between assisting foster carers to access the State pension system in the same way as biological or adoptive parents, while ensuring that the system remains sustainable.

Officials from my Department have actively engaged with the Department for Children and Tulsa on this matter, have met with representative foster carers and have hosted an information seminar for nearly 300 foster carers to explain the State pension system and their entitlements.

I trust this clarifies the matter for the Deputy.