Catherine Connolly (Galway West, Independent)
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813.To ask the Minister for Housing, Planning, and Local Government the number of applications made to the local authority home loan scheme in respect of applicants in Galway city since January 2022; the number of these applications that have been approved; the number of these applications that have been refused; the average time from application to decision; the number of loans that have been taken up to date under the scheme; and if he will make a statement on the matter.[34690/24]

Catherine Connolly (Galway West, Independent)
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814.To ask the Minister for Housing, Planning, and Local Government the number of applications made to the local authority home loan scheme in respect of applicants in Galway county since January 2022; the number of these applications that have been approved; the number of these applications that have been refused; the average time from application to decision; the number of loans that have been taken up to date under the scheme; and if he will make a statement on the matter.[34691/24]

Catherine Connolly (Galway West, Independent)
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815.To ask the Minister for Housing, Planning, and Local Government the total amount of money given out in loans to date under the local authority home loan scheme in Galway city since 2022; and if he will make a statement on the matter.[34692/24]

Catherine Connolly (Galway West, Independent)
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816.To ask the Minister for Housing, Planning, and Local Government the total amount of money given out in loans to date under the local authority home loan scheme in Galway county since 2022; and if he will make a statement on the matter.[34693/24]

Catherine Connolly (Galway West, Independent)
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817.To ask the Minister for Housing, Planning, and Local Government the total amount of money given out in loans to date under the local authority home loan scheme in each local authority since 2022; the total amount of money given out in loans to date under the local authority home loan scheme nationwide since 2022; and if he will make a statement on the matter.[34694/24]

Catherine Connolly (Galway West, Independent)
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818.To ask the Minister for Housing, Planning, and Local Government if successful applicants to the local authority home loan scheme can also avail of the help-to-buy scheme; if so, to provide the number of applicants who have done so in each of the years since 2022, in tabular form, by local authority; and if he will make a statement on the matter.[34695/24]

Catherine Connolly (Galway West, Independent)
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819.To ask the Minister for Housing, Planning, and Local Government if the local authority home loan scheme can be availed of in the purchase of a local authority house; if so, to provide the number of applicants who have done so in each of the years since 2022, in tabular form, by local authority; and if he will make a statement on the matter.[34696/24]

Darragh O'Brien (Dublin Fingal, Fianna Fail)
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I propose to take Questions Nos. 813 to 819, inclusive, together.

The Local Authority Home Loan (LAHL) is a Government-backed mortgage for creditworthy for first-time buyers and fresh start applicants who cannot get sufficient funding from commercial lenders to purchase or build a home. It has been available nationwide from local authorities since 4 January 2022. The loan can be used both for new and second-hand properties, or to self-build. The scheme can also be used for the purchase of homes through State schemes such as the Tenant Purchase Scheme and Affordable Housing Schemes. For new properties and self-builds, the Help to Buy Scheme, operated by Revenue, can be used towards the 10% deposit requirement for a Local Authority Home Loan.

The Housing Agency provides a central underwriting service that assesses valid applications for the Local Authority Home Loan on behalf of local authorities and makes recommendations to local authorities to approve or refuse applications.

The most recent figures provided by the Agency on the number of valid applications that it has assessed for the Local Authority Home Loan from 2022 to end July 2024 are set out in the below table:

The final decision on loan approval is a matter for the relevant local authority and its Credit Committee on a case-by-case basis. Decisions on all housing loan applications must be made in accordance with the Regulations establishing the scheme and the Credit Policy that underpins the scheme, in order to ensure prudence and consistency in approaches in the best interests of both borrowers and the lenders, the local authorities.

Information on the number and value of (i) local authority loan approvals and (ii) local authority loan draw downs as well as statistics on the various Local Authority Housing schemes in place are published on my Department's website:

www.gov.ie/en/organisation-information/4b293-housing-statistics/

Statistics on the source of the deposit (such as Help to Buy) used for the purchase of a property using a Local Authority Home Loan, the use of the Local Authority Home Loan for the affordable housing and tenant purchase schemes and the average processing times for loan application are not collated by my Department.