Maurice Quinlivan (Limerick City, Sinn Fein)
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1039.To ask the Minister for Housing, Planning, and Local Government the total number of applicants for Rebuilding Ireland home loans and local authority home loans from Limerick; the total number that have been successful; the total number that have been refused; the average time from application to decision, in tabular form; and if he will make a statement on the matter. [31345/24]

Pa Daly (Kerry, Sinn Fein)
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1061.To ask the Minister for Housing, Planning, and Local Government the number of applicants for rebuilding Ireland home loans/local authority home loans from Kerry; the number that have been successful; the number that have been refused; the average time from application to decision, in tabular form; and if he will make a statement on the matter. [31500/24]

Pauline Tully (Cavan-Monaghan, Sinn Fein)
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1203.To ask the Minister for Housing, Planning, and Local Government the number of applicants for rebuilding Ireland home loans from County Cavan and County Monaghan; the number of those who have been successful; the number refused; and if he will make a statement on the matter. [33564/24]

Donnchadh Ó Laoghaire (Cork South Central, Sinn Fein)
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1205.To ask the Minister for Housing, Planning, and Local Government for a breakdown of the total amount of local authority home loan applications, by local authority, and the number of successful applications, in tabular form. [33639/24]

Darragh O'Brien (Dublin Fingal, Fianna Fail)
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I propose to take Questions Nos. 1039, 1061, 1203 and 1205 together.

The Local Authority Home Loan (LAHL) is a Government-backed mortgage for creditworthy for first-time buyers and fresh start applicants who cannot get sufficient funding from commercial banks to purchase or build a home. It replaced the Rebuilding Ireland home Loan. It has been available nationwide from local authorities since 4 January 2022. The loan can be used both for new and second-hand properties, or to self-build.

The Housing Agency provides a central underwriting service that assesses valid applications for the Local Authority Home Loan on behalf of local authorities and makes recommendations to local authorities to approve or refuse applications.

The most recent figures provided by the Agency on the number of valid applications that it has assessed for both the Rebuilding Ireland Home Loan from 2018 to 2022 and the Local Authority Home Loan from 2022 to end June 2024 are set out in the below table:

The final decision on loan approval is a matter for the relevant local authority and its Credit Committee on a case-by-case basis. Decisions on all housing loan applications must be made in accordance with the Regulations establishing the scheme and the Credit Policy that underpins the scheme, in order to ensure prudence and consistency in approaches in the best interests of both borrowers and the lenders, the local authorities.

My Department publishes information on the number and value of (i) local authority loan approvals and (ii) local authority loan drawdowns. Local authority approval means that an official letter of offer has been sent to a borrower (and therefore relates to a specific property and loan amount). Information on drawdowns, approvals, average drawdowns, and average approvals for Local Authority Home Loans are available on my Department’s website at the following link, which is updated as soon as figures are available:

Information on average processing times is not collected by my Department.