Patricia Ryan (Kildare South, Sinn Fein)
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78. To ask the Minister for Finance the number of family home mortgages that are now in the hands of vulture funds in 2023; how many of those mortgages are/were the subject of alternative payment arrangements or split/shelved portion mortgages prior to them being sold to vulture funds, by county, in tabular form; and if he will make a statement on the matter. [44473/23]

Michael McGrath (Cork South Central, Fianna Fail)
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The Central Bank of Ireland publishes quarterly statistics on mortgages. The most recent publication was on 15 September last and provides mortgage statistics for the second quarter of 2023. These statistical releases are publicly available on the Central Bank of Ireland webpage.

According to the Central Bank of Ireland, at end-June, non-bank entities held 112,630 Private Dwelling House (PDH)mortgage accounts. This represents 16 percent of all PDH mortgage accounts outstanding.

A total stock of 61,708 PDH mortgage accounts are categorised as restructured at end-June 2023, representing 9 per cent of total PDH mortgage accounts outstanding.

22,984 mortgage accounts held by non-bank entities were classified as restructured as at the end of Q2 2023.

I am further informed by the Central Bank of Ireland that data on mortgage accounts is not available at the county level and that data on alternative payment arrangements offered prior to account sale is not available.