Fergus O'Dowd (Louth, Fine Gael)
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207. To ask the Minister for Transport, Tourism and Sport if she will advise on a situation where a family who have a severely disabled person cannot access the specially adapted vehicle due to insurance prohibitions (details supplied); and if he will make a statement on the matter. [10185/23]

Jack Chambers (Dublin West, Fianna Fail)
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Under Section 56 of the Road Traffic Act 1961, motor insurance is required to drive a mechanically propelled vehicle in a public place. However, the provision of insurance cover to individuals is a commercial matter for insurance companies and not something I am in a position to comment on.

I would like, however, to inform the Deputy that Insurance Ireland operates a free insurance information service for those who have queries, complaints or difficulties in relation to obtaining insurance. All queries regarding refusal to quote, or quotations that are so excessive as to be in effect a refusal, should be directed to Insurance Ireland.