Thomas Pringle (Donegal, Independent)
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313. To ask the Minister for Housing, Planning, and Local Government the discussions his Department has had with the banking sector in relation the treatment of homeowners affected by mica by the banks, and the way they will be dealt with in the future; and if he will make a statement on the matter. [3221/23]

Pádraig Mac Lochlainn (Donegal, Sinn Fein)
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316. To ask the Minister for Housing, Planning, and Local Government what efforts he has made recently to ensure banks and financial institutions provide reasonable support and assistance to their mortgage-holders who will have to have their homes remediated due to defective concrete blocks. [3243/23]

Darragh O'Brien (Dublin Fingal, Fianna Fail)
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I propose to take Questions Nos. 313 and 316 together.

Oversight of financial institutions is outside the scope and remit of my Department but I confirm that I have engaged with my colleague, the Minister for Finance on these matters.

The Minister for Finance advised that neither he nor his Department have any role in relation to the commercial decisions of individual regulated entities, such as decisions they may make on applications for credit, or in respect of individual actions they may take to assist households with a mortgage which is secured on a residence affected by mica or pyrite.

Notwithstanding this, engagement is on-going with the Banking and Payments Federation (BPFI) on specific issues raised by Defective Concrete Block homeowners to see what can be done to address their concerns. In this regard I am due to have a further meeting with BPFI in the coming month to further discuss these matters with them.