Paul Kehoe (Wexford, Fine Gael)
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164. To ask the Minister for Finance if a response will issue to guidance sought by a person (details supplied); and if he will make a statement on the matter. [49275/22]

Paschal Donohoe (Dublin Central, Fine Gael)
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An individual wrote to me on 12 August 2022 and on subsequent dates (the latest of which was 8 September 2022) regarding an alleged breach of section 129 of the Consumer Credit Act 1995 and a reply issued on 31 August 2022. While the Deputy has not provided sufficient information to precisely identify the person he is referring to it is presumed that this is the correspondence to which he refers.

As indicated to the correspondent, the Central Bank of Ireland is independent in the performance of its statutory enforcement functions and the Minister cannot instruct the Central Bank to initiate or not initiate any particular enforcement action. Such a decision is one solely for the Central Bank in the light of all the relevant and appropriate circumstances of a particular case.