Written answers
Wednesday, 6 July 2022
Department of Employment Affairs and Social Protection
Money Advice and Budgeting Service
Jennifer Carroll MacNeill (Dún Laoghaire, Fine Gael)
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142. To ask the Minister for Employment Affairs and Social Protection the number of personal insolvency practitioner abhaile vouchers issued by each Money Advice and Budgeting Service office by county; the number of issued vouchers that have been redeemed in tabular form; and if she will make a statement on the matter. [36452/22]
Heather Humphreys (Cavan-Monaghan, Fine Gael)
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The Abhaile Service is the national State-funded mortgage arrears resolution service aimed at helping people who are in serious mortgage arrears. Established in mid-2016, the service is designed to support insolvent mortgage holders and is provided free of charge with the aim of helping them to find workable and sustainable mortgage solutions and keep them, wherever possible, in their own home.
Under Abhaile, mortgage holders who are insolvent and in mortgage arrears on their home, are provided with voucher(s) to access independent expert financial and/or legal advice and assistance, best suited to their individual home mortgage arrears situation.
The table below outlines the number of Personal Insolvency Practitioner Abhaile vouchers issued and redeemed by each Money Advice and Budgeting Service office broken down by county. The table outlines total vouchers issued and redeemed. It also includes vouchers issued to 1st July 2022.
| County | MABS Office | Total Vouchers Issued 2016 to 1st of July 2022 | Total Vouchers Redeemed 2016 to end of Q1 2022 | Total Vouchers issued in 2022 up to 1st of July |
|---|---|---|---|---|
| Carlow | Carlow MABS | 449 | 223 | 14 |
| Cavan | Cavan MABS | 270 | 94 | 18 |
| Clare | Clare MABS | 104 | 49 | 3 |
| Clare | Ennis MABS | 134 | 54 | 15 |
| Cork | Charleville Cork MABS | 45 | 11 | 0 |
| Cork | Cork MABS | 392 | 179 | 8 |
| Cork | North Cork MABS | 70 | 14 | 0 |
| Cork | Dunmanway MABS | 79 | 25 | 4 |
| Donegal | Iarthar Dun Na nGall Mabs | 1 | 0 | 1 |
| Donegal | Letterkenny (North Donegal) MABS | 111 | 17 | 11 |
| Donegal | South Donegal MABS | 17 | 2 | 6 |
| Dublin | Ballyfermot (Dublin 10 & 20) MABS | 131 | 36 | 8 |
| Dublin | Ballymun MABS | 36 | 16 | 0 |
| Dublin | Blanchardstown MABS | 171 | 54 | 10 |
| Dublin | Clondalkin MABS | 75 | 23 | 3 |
| Dublin | Coolock MABS | 85 | 37 | 6 |
| Dublin | Crumlin MABS | 47 | 12 | 1 |
| Dublin | Dorset Street MABS | 31 | 17 | 4 |
| Dublin | Lombard St MABS | 63 | 18 | 6 |
| Dublin | Tallaght MABS | 266 | 56 | 14 |
| Dublin | Dun Laoghaire MABS | 72 | 23 | 3 |
| Dublin | Dundrum Mabs | 131 | 40 | 2 |
| Dublin | Fingal/Swords MABS | 127 | 115 | 24 |
| Dublin | Finglas/Cabra MABS | 216 | 60 | 19 |
| Galway | Galway North MABS | 184 | 78 | 17 |
| Galway | Galway South MABS | 176 | 87 | 6 |
| Galway | Loughrea MABS | 38 | 20 | 0 |
| Galway | MABS Fo-oifig Chonamara | 17 | 5 | 0 |
| Kerry | Killarney MABS | 94 | 15 | 8 |
| Kerry | Tralee MABS | 8 | 3 | 0 |
| Kildare | Kilcock MABS | 146 | 38 | 10 |
| Kildare | Kildare MABS | 57 | 28 | 1 |
| Kildare | Newbridge MABS | 206 | 40 | 11 |
| Kilkenny | Kilkenny MABS | 120 | 33 | 3 |
| Laois | Portlaoise MABS | 166 | 51 | 14 |
| Leitrim | Leitrim MABS | 103 | 30 | 6 |
| Limerick | Limerick MABS | 294 | 136 | 11 |
| Longford | Longford MABS | 139 | 73 | 6 |
| Louth | Drogheda MABS | 461 | 252 | 17 |
| Louth | Dundalk MABS | 214 | 97 | 9 |
| Mayo | North Mayo MABS | 159 | 60 | 2 |
| Mayo | South Mayo MABS | 59 | 15 | 11 |
| Meath | Trim MABS | 105 | 42 | 15 |
| Meath | Navan MABS | 674 | 405 | 8 |
| Monaghan | Monaghan MABS | 82 | 51 | 5 |
| Offaly | Offaly MABS | 166 | 46 | 9 |
| Roscommon | Roscommon MABS | 52 | 22 | 1 |
| Sligo | Sligo MABS | 125 | 39 | 4 |
| Tipperary | Carrick-on-Suir MABS | 23 | 12 | 0 |
| Tipperary | Clonmel MABS | 107 | 37 | 11 |
| Tipperary | Nenagh MABS | 31 | 12 | 1 |
| Tipperary | Thurles MABS | 61 | 20 | 3 |
| Waterford | Waterford MABS | 198 | 76 | 15 |
| Waterford | West Waterford MABS | 81 | 35 | 3 |
| Westmeath | Athlone MABS | 70 | 35 | 4 |
| Westmeath | Mullingar MABS | 250 | 129 | 22 |
| Wexford | Wexford MABS | 240 | 119 | 21 |
| Wicklow | Arklow MABS | 188 | 97 | 12 |
| Wicklow | Bray MABS | 168 | 63 | 3 |
| MABS National Helpline | 540 | 215 | 8 | |
| MABS NDL | 42 | 16 | 0 | |
| Total | 8,967 | 3,707 | 457 |
Jennifer Carroll MacNeill (Dún Laoghaire, Fine Gael)
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143. To ask the Minister for Employment Affairs and Social Protection if she will provide a breakdown of the fees to personal insolvency practitioners under the abhaile scheme; and if she will make a statement on the matter. [36453/22]
Heather Humphreys (Cavan-Monaghan, Fine Gael)
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The fees paid to a Personal Insolvency Practitioner (PIP) under the Abhaile scheme are paid by the Insolvency Service of Ireland (ISI) to the PIP and are subsequently recouped at an aggregate level by the ISI from the Citizens Information Board (CIB).
The annual breakdown of payments made to ISI by CIB in respect of vouchers redeemed is the following:
| 2016 Actual | 2017 Actual | 2018 Actual | 2019 Actual | 2020 Actual | 2021 Actual | 2022 Actual YTD | Total for 2016-2022 | |
|---|---|---|---|---|---|---|---|---|
| PIP Voucher Refunds | €404,670 | €3,049,785 | €1,481,790 | €1,225,440 | €1,006,830 | €569,725 | €267,525 | €8,005,765 |
A further breakdown is not available from CIB or from my Department.
I trust this clarifies the position for the Deputy.
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