Written answers
Tuesday, 5 July 2022
Department of Housing, Planning, and Local Government
Housing Schemes
James O'Connor (Cork East, Fianna Fail)
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250. To ask the Minister for Housing, Planning, and Local Government the details of acceptance and refusal rates for a scheme (details supplied) for each local authority; and if he will make a statement on the matter. [36149/22]
Darragh O'Brien (Dublin Fingal, Fianna Fail)
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The Local Authority Home Loan has been available nationwide from local authorities since 4 January 2022.
The Housing Agency provides a central support service that assesses applications for the Local Authority Home Loan on behalf of local authorities and makes recommendations to the authorities to approve or refuse applications. Each local authority must have in place a credit committee and it is a matter for the committee to make the final decision on applications for loans, in accordance with the regulations, having regard to the recommendations made by the Housing Agency.
The most recent figures provided by the Agency on the numbers of applications that it has assessed for each local authority, from January up to the end of May are set out in the below table.
| Local Authority | Applications Assessed | Recommended to Approve | Recommended to Decline |
|---|---|---|---|
| Carlow County Council | 12 | 5 | 7 |
| Cavan County Council | 2 | 2 | 0 |
| Clare County Council | 14 | 7 | 7 |
| Cork City Council | 19 | 7 | 12 |
| Cork County Council | 121 | 39 | 82 |
| Donegal County Council | 6 | 4 | 2 |
| Dublin City Council | 97 | 62 | 35 |
| Dún Laoghaire-Rathdown County Council | 21 | 11 | 10 |
| Fingal County Council | 68 | 44 | 24 |
| Galway City Council | 25 | 17 | 8 |
| Galway County Council | 44 | 20 | 24 |
| Kerry County Council | 21 | 5 | 16 |
| Kildare County Council | 49 | 22 | 27 |
| Kilkenny County Council | 20 | 14 | 6 |
| Laois County Council | 22 | 8 | 14 |
| Leitrim County Council | 9 | 4 | 5 |
| Limerick City & County Council | 27 | 13 | 14 |
| Longford County Council | 13 | 9 | 4 |
| Louth County Council | 67 | 23 | 44 |
| Mayo County Council | 13 | 8 | 5 |
| Meath County Council | 61 | 43 | 18 |
| Monaghan County Council | 23 | 9 | 14 |
| Offaly County Council | 0 | 0 | 0 |
| Roscommon County Council | 16 | 3 | 13 |
| Sligo County Council | 18 | 7 | 11 |
| South Dublin County Council | 74 | 36 | 38 |
| Tipperary County Council | 17 | 7 | 10 |
| Waterford City & County Council | 54 | 4 | 50 |
| Westmeath County Council | 9 | 7 | 2 |
| Wexford County Council | 39 | 18 | 21 |
| Wicklow County Council | 45 | 23 | 22 |
| Total | 1,026 | 481 | 545 |
My Department regularly publishes information on the number and value of (i) local authority loan approvals and (ii) local authority loan drawdowns. Local authority approval means that an official letter of offer has been sent to a borrower (and therefore relates to a specific property and loan amount).
My Department does not collect information on figures for applications and refusals under the Fresh Start principle of the scheme.
Information on Local Authority drawdowns, approvals, average drawdowns, and average approvals is available at the following link:
www.gov.ie/en/collection/42d2f-local-authority-loan-activity/#local-authority-loans-approvedpaid
As the Local Authority Home Loan is only for applications since 4 January 2022, data on drawdowns is not yet available for this loan type. This link will be updated when information on the Local Authority Home Loan becomes available.
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