Written answers

Wednesday, 7 October 2020

Department of Housing, Planning, and Local Government

Home Loan Scheme

Photo of Thomas GouldThomas Gould (Cork North Central, Sinn Fein)
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86. To ask the Minister for Housing, Planning, and Local Government if his attention has been drawn to the appeals process in the Rebuilding Ireland home loan scheme. [28969/20]

Photo of Darragh O'BrienDarragh O'Brien (Dublin Fingal, Fianna Fail)
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The Rebuilding Ireland Home Loan is a Government-backed mortgage for first-time buyers and has been made available nationwide from local authorities from 1 February 2018.

The final decision on loan approval is a matter for each local authority and its Credit Committee on a case-by-case basis. Decisions on all housing loan applications must be made in accordance with the statutory credit policy that underpins the scheme, in order to ensure consistency of treatment for all applicants.

Loan applicants who are dissatisfied with a loan application decision of a local authority Credit Committee may appeal that decision to the local authority. Details of the appeals process can be obtained from the relevant local authority.

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