Written answers

Thursday, 24 September 2020

Department of Housing, Planning, and Local Government

Home Loan Scheme

Photo of Denise MitchellDenise Mitchell (Dublin Bay North, Sinn Fein)
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118. To ask the Minister for Housing, Planning, and Local Government the number of applications for the Rebuilding Ireland scheme to date in 2020; the number of applicants who have been successful; and the number of those who have been refused. [26023/20]

Photo of Darragh O'BrienDarragh O'Brien (Dublin Fingal, Fianna Fail)
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The Housing Agency provides a central support service which assesses applications for the Rebuilding Ireland Home Loan on behalf of local authorities and makes recommendations to the authorities to approve or refuse applications. Each local authority must have in place a credit committee and it is a matter for the committee to make the decision on applications for loans, in accordance with the regulations, having regard to the recommendations made by the Housing Agency.

I have asked the Agency to compile figures on the numbers of applications that it has assessed and recommended for approval/decline in 2020. The most recent figures, as at the end of August 2020, indicate that of the 937 applications assessed by it since January, the Agency had recommended 422 applications for approval and 515 for decline.

Local Authority Applications Assessed Recommended to Approve Recommended to Decline
Carlow County Council 15 3 12
Cavan County Council 5 1 4
Clare County Council 19 8 11
Cork City Council 62 25 37
Cork County Council 86 43 43
Donegal County Council 14 6 8
Dublin City Council 121 71 50
Dún Laoghaire-Rathdown County Council 18 11 7
Fingal County Council 96 55 41
Galway City Council 17 9 8
Galway County Council 25 11 14
Kerry County Council 27 8 19
Kildare County Council 28 9 19
Kilkenny County Council 17 7 10
Laois County Council 19 9 10
Leitrim County Council 6 1 5
Limerick City & County Council 30 17 13
Longford County Council 14 6 8
Louth County Council 19 7 12
Mayo County Council 13 2 11
Meath County Council 34 12 22
Monaghan County Council 11 1 10
Offaly County Council 6 3 3
Roscommon County Council 10 5 5
Sligo County Council 8 2 6
South Dublin County Council 73 37 36
Tipperary County Council 23 9 14
Waterford City & County Council 25 11 14
Westmeath County Council 7 4 3
Wexford County Council 44 13 31
Wicklow County Council 45 16 29
Total 937 422 515
The final decision on loan approval is a matter for each local authority and its Credit Committee on a case-by-case basis. Decisions on all housing loan applications must be made in accordance with the statutory credit policy that underpins the scheme, in order to ensure prudence and consistency of treatment for all applicants.

Loan applicants who are dissatisfied with a loan application decision of a local authority Credit Committee may appeal that decision to the local authority. Details of the appeals process can be obtained from the relevant local authority.

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