Written answers
Tuesday, 8 September 2020
Department of Housing, Planning, and Local Government
Housing Issues
Seán Haughey (Dublin Bay North, Fianna Fail)
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425. To ask the Minister for Housing, Planning, and Local Government if legislation will be introduced to facilitate homeowners that purchased a property under the affordable housing scheme in place immediately prior to 2009 to avail of a top-up loan from their mortgage provider to extend their house and to allow them to change their mortgage provider; and if he will make a statement on the matter. [21924/20]
Darragh O'Brien (Dublin Fingal, Fianna Fail)
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It is my understanding that it was intended, in the Housing (Miscellaneous Provisions) Act 2009, to enact a provision which would allow a local authority to enter into an agreement with a lending institution as regards priority of charges to facilitate an equity release “top-up” mortgage in the case of affordable housing under the Housing Miscellaneous Provisions Act 2002 and Part V of the Planning and Development Act 2000.
In terms of affordable housing more generally, I will outline my detailed plans later in the Autumn.
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