Michael McGrath (Cork South Central, Fianna Fail)
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50. To ask the Minister for Finance if dual pricing by the insurance industry is permitted under consumer protection legislation; and if he will make a statement on the matter. [40458/19]

Michael McGrath (Cork South Central, Fianna Fail)
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66. To ask the Minister for Finance his views on dual pricing in the insurance industry by which new customers are priced differently to existing customers; the number of insurance companies that undertake this practice; if such a practice is prohibited in other jurisdictions; if his Department or the Central Bank has undertaken a review of the dual pricing system; and if he will make a statement on the matter. [40455/19]

Michael McGrath (Cork South Central, Fianna Fail)
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68. To ask the Minister for Finance if dual pricing by the insurance industry is consistent with the consumer protection code; if he has considered asking the Central Bank to review the practice; and if he will make a statement on the matter. [40457/19]

Paschal Donohoe (Dublin Central, Fine Gael)
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I propose to take Questions Nos. 50, 66 and 68 together.

The Central Bank has responsibility for consumer protection in the industry insurance under consumer protection legislation of general application in the form of the Consumer Protection Act 2007 and the Regulations that give effect to the Directive on unfair terms in consumer contracts as well as under provisions specific to regulated financial services providers such as the Central Bank's Consumer Protection Code. Any review of dual pricing by the insurance industry would accordingly be for the Central Bank to undertake and questions about such a review should be addressed to the Minister for Finance.