Tuesday, 17 September 2019
Department of Employment Affairs and Social Protection
State Pension (Contributory)
In late September 2018, my Department began examining the social insurance records of over 90,000 pensioners, born on or after 1 September 1946, who have a reduced rate State pension contributory entitlement based on post Budget 2012 rate-bands. These payments are being reviewed under a new Total Contributions Approach (TCA) to pension calculation which includes provision for homecaring periods.
The person concerned applied for and was awarded a reduced rate State pension (contributory) in 2015. As their spouse was already in receipt of an increase for qualified adult for them at a higher rate, their state pension (contributory) claim was withdrawn.
The person has been reviewed using information already held by the Department in relation to their HomeCaring Periods. The person has a total of 904 reckonable paid contributions which combined with the maximum permissible number of combined HomeCaring periods and reckonable credits of 1,040, (as set out in legislation) results in a rate of 93.46% of the maximum rate of pension.
The person has been transferred to their own state pension (contributory) pension, as their own entitlement now exceeds their previous qualified adult increase rate.
A review outcome letter has issued to the person, outlining details of their increase and includes a breakdown of their social insurance contribution record. Arrears of payment, backdated to 30 March 2018, will issue shortly.
I hope this clarifies the matter for the Deputy.